Loans 贷款

　Loans are the most important part of a bank's income. Unlike deposits where the bank has to provide security and also provide compensation in the form of interest, a loan is a form of investment for the bank? Banks make the majority of their revenue by the difference between the deposit and loan interest rates. Loans may be important to a bank, however they carry the greatest risk. The main problem with loans is when they are given to customers that don't have the ability to repay them.

　　贷款是银行收入的重要部分。在存款时，银行提供安全保障，同时以利息的形式提供补偿，而贷款是银行的投资。银行的主要收入来自存贷款的利差。贷款对银行而言非常重要，但是风险同样很大。贷款的主要问题是贷款客户往往没有能力还贷。